A failed water heater, a roof that will not make another storm season, the remodel you have put off for years — the right time to do the project is rarely the time the money is sitting in the bank. JB’s offers homeowner financing through the GreenSky® program, so the work gets done right, now, on payments that fit your budget.
How It Works
A short application from your phone or computer — most homeowners finish in minutes. Applications up to $100,000 do not require income documentation.
Decisions typically come back quickly, so you know your budget before we finalize the scope.
Your project runs like any other JB’s job — written scope, real schedule, licensed trades — while your payments stay predictable.
Current Financing Options
No Interest if Paid in Full in 12 Months, with No Payments Required
Apply NowPlan 2521. Rates range from 15.85% – 21.19% APR (interest rates range from 17.99% – 24.99%). Only well-qualified applicants will receive an APR of 15.85%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 84 monthly payments. For example, assuming the full credit limit is used on loan approval date and no payments are made during Promo Period, for every $1,000 financed at a fixed interest rate of 24.99%, 12 monthly payments of $0 followed by 84 monthly payments of $28.29.
Fixed Rate 10.99% APR for 180 Months
Apply NowPlan 1509. Loan term is 180 months at fixed rate of 10.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 10.99% APR, 180 monthly payments of $11.36.
What Can You Finance?
Nearly everything we do for homeowners: roof replacements and metal roofs, remodels, additions, custom homes, pole barns and barndominiums, decks, fencing, gutters, concrete and foundation work, HVAC systems, water heaters, plumbing and electrical projects, and storm repairs. Financing is available on residential projects only — commercial work and solar are not eligible.
Straight Answers
How much can I finance? The GreenSky® program offers financing up to $250,000 for qualifying residential projects — and applications up to $100,000 require no income documentation.
Do I have to finance the whole project? No. Plenty of customers finance part of a project and pay the rest directly. We will structure the estimate however works best for you.
When do I apply? Whenever you like — before we quote or after. Most homeowners apply once they have our written estimate in hand so they know the exact number. Ask your JB’s project consultant about financing on your estimate.
Who actually makes the loan? Loans are made by the banks and financial institutions in the GreenSky® program — JB’s is the contractor, not the lender. All credit decisions and loan terms are determined by program lenders.
START YOUR APPLICATION
or call 850-363-3111 and we will walk you through it
Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
JB’s Contracting & Maintenance LLC · Marianna, FL · Veteran-owned · Licensed & Insured: Building RB29003726 · Roofing RC29027629 · Plumbing RF11067733 · Electrical ER13015488 · Wind Design RWT #235291