Home Improvement Financing Options
Explore home improvement financing through Wisetack, Synchrony and GoodLeap with JB’s. Our team helps Northwest Florida homeowners discuss the work, review a written estimate and choose their next steps. Whether you need a repair or are planning a remodel, ask us which financing options are available for your project.
Wisetack
We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.
- Finance projects up to $65,000*
- Terms from 3 to 120 months*
- APRs range from 0 to 35.9%*
- No hidden fees or compounding interest
Opens JB’s Wisetack prequalification page in a new tab.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
Wisetack Payment Calculator
Estimate possible monthly payments for your home improvement project. Calculator results are estimates, not an approval or a financing offer.
How to Get Started
1. Talk with JB’s. Tell us what your home needs. We can discuss the project and prepare an estimate so you have a clearer amount to consider.
2. Review a provider’s options. Choose the Wisetack, Synchrony or GoodLeap link above. Each provider has its own application, approval process and terms. Review those details before deciding whether to proceed.
3. Confirm the project. Once you have reviewed your payment options, contact JB’s to confirm the written scope and next steps. Financing approval does not replace a project agreement.
Financing for Your Home Project
Ask about financing when discussing home remodeling, roofing, HVAC, plumbing or electrical work with our team. Availability depends on the provider, project and application. We’ll help you confirm which option applies to your planned residential work.
Prefer to use your phone?
Scan this code with your phone’s camera to open JB’s Synchrony page. Already on your phone? Use Apply with Synchrony instead.
Subject to credit approval.
Home Improvement Financing Questions
Which provider should I choose? Review each provider’s current terms, payment requirements and available offers. The provider links are separate; applying with one does not apply with the others.
Does everyone qualify? Financing is subject to credit approval. The provider determines approval and the terms available to you. JB’s cannot guarantee approval or a particular offer.
When should I apply? You can review the options before or after talking with us. A written estimate can help you decide how much financing to request. If the project scope changes, check with your provider before proceeding.
Can I ask JB’s about my project first? Yes. Call (850) 363-3111 or send a project request. We’ll discuss the work and help you find the right next step.
Financing is subject to credit approval. Offers, rates, terms and program availability depend on the provider and are disclosed during its application process. Review the provider’s current terms before applying. JB’s Contracting & Maintenance LLC is not a lender.
